The three major Credit Reporting Agencies Addresses

The Three major credit reporting agencies are the following;

1.    Equifax
P.O. Box 740256
Atlanta, GA 30374
(800)-685-1111
Web site: www.equifax.com

2.    Experian
PO Box 2002
Allen, TX 75013
(888) 397-3742
Web site: www.experian.com

3.    TransUnion LLC
P.O. Box 2000
Chester, PA 19022
(800) 888-4213
Web site: www.transunion.com

You will find their respective mailing address, which is a PO Box. This means that you may contact them thru mail. You may also call them up or send a Telefax message. For online queries, the trusted website has been provided above. You may login anytime and enter your pertinent information when you need to get your credit score.

Equifax highlights its mission on a company that can be totally trusted of any information. It has been serving the people for over a hundred years now and has served everyone with the highest integrity and reliability, as quoted. Its vision is to empower every customer to manage their credit information, secure and maintain a high level of confidentiality, and most of all to guide everyone to be financially sound. This means protecting and enhancing the credit score of each and everyone. It boasts of a patented ID verification and authentication services to eliminate theft and fraud. At present, it has approximately 7,000 employees across North America, Latin America, and Europe.

Experian is a provider of information and analytical tools to guide companies and businesses in making financial decisions. They develop materials for companies as well as individuals to help them manage well their finances and cash portfolio. They presently support clients in more than 65 countries and employ 15,500 people around the world. One thing evident about Esperian is its’ transparency. It embodies in itself the responsible company image as it holds on to a “No Door Policy.” It values communication as a public responsibility and gives out updates regularly thru its’ Press Relation Staffs.

Here are some of the recent press releases, which Esperian has brought to the public: Auto Loans Past Due went up to 21.2%; Higher Delinquency on Auto Loans; Consumer Car Loans not supported by big banks. There are more to these. One may just login and be a member, and sure enough you’ll get the latest updates in the financial world.

Experian emphasizes confidence and control when making financial decisions. Organizations, as well as an individual must exercise full control whenever he is faced with a situation whereby one has to make a wise financial judgment. Confidence and control can be achieved when one has the complete and accurate information on hand. With the latest technology and highly advanced financial tools, one can readily make a wise decision. The core products and services of Esperian are divided into four categories, namely: Credit Services, Decision Analytics, Marketing Service, and Interactive. And its strategy centers on the following elements: Focus on Data and Analytics, Drive Profitable Growth, and Optimize Capital Efficiency.

TransUnion centers on the following key factors: honesty, experience, and relationship. These elements have continuously guided TransUnion in serving the people. As emphasized: “Providing the Power to Achieve.” The most recent project it had undergone is the “3 in 1 Credit Report with Free Score.” This is a faster and easier way of tracking your credit score from the 3 Bureaus. The enhancements in the report are the Side by Side Comparison of Scores, Clearer Graphics, and a Quick Summary detailing the Report. One can apply for this online.

A better perspective of the three major credit reporting agencies can be done by logging in to their respective sites and check the most recent updates.

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