Credit Cards Truthiness

Archive for the ‘Payment Addresses’ Category

The Sears credit card is issued by United Bank and composed of three types of universally accepted charge cards: Visa , Visa Gold and Gold MasterCard.  These Sear products are gateways for shoppers have been expanded with the merger of Kmart and Sears which set up Sears Holdings Corporation.  As a result of this merger, the company’s charge plate is honored at all members of the holding company:  Kmart1, Sears, Sears.com Sears Grand, Sears Auto Centers, Sears Essentials, The Great Indoors, Sears Hardware, Sears Dealer Stores, Lands’ End, landsend.com, and Orchard Supply Hardware.  Nevertheless, Sears cards can also be used at AOL (for monthly provider fees), Sears Dental, Sears Optical, Sears Repair and Product Services, Sears Portrait Studios, Sears Dealer Stores, Sears Flowers, and Avis. There are no annual fees which provide rewards, convenient monthly payments and 24/7 customer service. Payments are received online and at Sears stores.  By mail, payment address for Sears credit card is: Sears Private Label Payments, PO Box 183081,Columbus, OH 43218-3081. Overnight payments should be sent to: Payment Center,1500 Boltonfield St., Columbus, OH 43228.

Kohl’s, emerging as one of the largest US retailers after starting out as a single store in 1962, introduced its own credit card called Kohl’s Charge. No annual fee is charged on this card which is geared towards loyal customers at Kohl’s stores and distribution centers in 48 states across the US.  Cardholders can receive extra discounts of as much as $120 annually, and likewise have the chance to gain Most Valued Customer (MVC) status which further carries additional benefits.  The MVC could be earned by purchasing $600 worth of merchandise using the Kohl’s plastic every year.  The MVC benefits include a sale day of the cardholder’s choice six times a year in addition to periodic special offers throughout the year that could translate to $170 total savings for the customer. Bill payments are accepted by phone or at any Kohl’s cash register. Another option is by mail to this payment address for Kohl’s credit card: Milwaukee Payment Center, P.O. Box 2983, Milwaukee, WI 53201-2983. Another address is: Kohl’s Payment Center, P.O. Box 30510, Los Angeles, CA 90030-0510.