Archive for the ‘Financial Aid’ Category
College Financial Aid
Let’s start at the beginning. First, even though I don’t recommend slacking off in high school, you don’t have to get an academic scholarship to go to college for free, or close to free. Speak to the financial aid counselor the summer prior to your freshman fall semester. I did and I was surprised to learn that I was eligible for a Pell Grant. The reason I was eligible for this grant was due to income, which was non-existent at the time. Many people will also qualify for this grant with low incomes. I was fortunate enough to have two years of college paid for and money for books. The same counselor will be able to advise you on other types of grants (as well as academic and sports scholarships) and circumstances for which they are awarded.
Make sure to check online as a second step after you meet with your financial aid counselor. There are many charitable and philanthropic organizations that offer academic, sports and special interest scholarships as well. You can find scholarships for people of different races, religions and anything that people might have in common. There are plenty of these so do your research.
Government Financial Aid
The single biggest source of free money comes from out U.S. Government. Along with social security, and the most recent stimulus checks citizens of this country received, there are numerous reasons for government aid.
The main theme for government assistance is growth and, secondarily, sustenance. If the government can provide you with money to boost the economy then it is likely there is a program for you. There are government grants to start a business if the right criteria are met, grants to purchase a home if you are a first-time home-buyer, health-care grants and grants for every reason in these categories and more. The single most important source for
finding these programs is the internet. Knowledge is power and, if you do your research, you can find government funding to help you do just about anything.
Furthermore, government websites allow you to propose reasons to use already budgeted funds for grant purposes. If you believe that you have a legitimate reason for government funds as an economic-minded citizen, or perhaps as a charitable organization or state representative, you have the write to submit your proposal in writing to review.
Last, don’t forget to check your local treasury online for lost money. I had heard about this on the news one time and checked for myself. I had over $1,000 waiting for me in a state I previously lived in. Some were closed accounts, some were reimbursements for items and one was even a rebate for computer software I had purchased. I claimed the funds and it was nice to receive an unexpected windfall. Companies are required to send unclaimed funds to the state treasury if they are unable to find the recipient of those funds which is why it sits there waiting for you to claim it.
So you see, there is money out there. You just have to be willing to spend the time to find it. Utilize your resources to get where you want to go and the money will appear from somewhere or another. Don’t ever forget to make the most of your time and always be moving forward to make money and spend time with your loved ones so you can enjoy your life to the fullest, whether it’s free money or not.
W. Paul Stogner